The holidays are almost here! With the parties, decorations and celebrations of this festive season come some unusual insurance claims.
Beyond the snow and ice damage to homes or emergency room visits due to a fall off the ladder while putting up decorations, here are some the most unexpected holiday situations that have resulted in unique insurance claims:
Over the River and Through the Woods: The holidays are a time of heavy travel as people take to the roads, rails and sky to visit family and friends. The number of accidents caused by exhausted or drunken drivers sees an increase during these busy travel months. Another holiday driving hazard? Christmas decorations. Hundreds of thousands of car accidents are caused every year due to distracted drivers eyeing lights and decorations.
Brown Paper Packages Tied Up With Strings: Christmas morning is filled with excitement and anticipation. However, the rush to unwrap the gifts scattered under the tree often leads to hundreds of emergency room visits. Annually, the use of scissors and knives to tear through festive wrapping paper has resulted in a number of health insurance claims for the slicing of one’s hands, arms or legs.
O Tannenbaum! The Christmas tree is a centerpiece of many holiday celebrations. But this traditional holiday decoration is not without its dangers. With more and more individuals opting for live trees, there is an uptick in house fires. The combination of electricity from decorative lights and the water used to keep trees alive has led to numerous insurance claims. However, having a tree within the house is not the only danger. One particular claim tells of a woman driving home from a day of Christmas shopping whose car was nearly totaled after a poorly tied tree flew off another vehicle and hit her car. Fortunately, the woman’s auto insurance policy covered the damage, and she was even able to keep the tree!
Here’s hoping your holiday season is happy, safe and claim-free!